Risk Toolkit is a modular set of tools for Australian risk advisers, built by Risk Hub. Pick the tools that suit the way you work, and change your mind later.

Clients complete a guided form and you get back a clean, complete record. That same information then carries through to the needs analysis, the pre-assessment and your research, instead of being typed again at every step.

What is inside

• Fact find. Collect client information securely through a guided form.
• Needs analysis. A structured process you work through with the client, with an output they can actually understand.
• RiskAssessor. Health and occupation questions answered up front, then put to an insurer anonymously as a coded pre-assessment an underwriter can answer.
• Engagement pack. Five short tools that start conversations: Is it time to review your cover, Will my super cover me, REAL Position, Advice fee deductibility, and Super impact projection. Share a link, and whoever answers comes back to you as a lead.
• Client records. Included with every plan, including importing details straight from a statement of insurance or an existing fact find.
• Integrated research. Connect your own LifeRisk Online subscription for product research and real insurer quotes, started from the client record you have already built.

Why advisers use it

• Every fact find and analysis captured cleanly, in the same format, every time
• Clients see a guided, professional process rather than a stack of forms and PDFs
• White-labelled, so clients deal with your practice brand and not ours
• No per-client fees, and you can swap which tools you use whenever you like

See it

Watch a short walkthrough (Risk Toolkit, opens in a new tab)

The fact find as the client sees it. A guided form, not a PDF.

The needs analysis output, written so the client can follow it.

What sets it apart

Most adviser software asks you to buy the whole suite. Risk Toolkit is priced by how many tools you take, at one price per practice, so a solo adviser can start with the fact find alone and add to it later. It is also built specifically for risk advice rather than adapted from a broader financial planning system.

Pricing

• 1 tool: A$39 per month, or A$390 per year
• 2 tools: A$69 per month, or A$690 per year
• 3 tools: A$99 per month, or A$990 per year
• All-in, every tool in the toolkit: A$129 per month, or A$1,290 per year

All prices include GST. One price per practice, with no per-client fees. Client records and document importing come with every plan, and LifeRisk Online quoting is at no extra charge if you hold your own LifeRisk Online subscription.

How it fits with Risk Companion

Risk Toolkit is the modular option. If you want the whole process joined up, fact find through to the Statement of Advice, that is Risk Companion, also from Risk Hub. See riskcompanion.com.au.