Power up your
risk advice
Practical tools, calculators, and adviser support designed to save time, improve client understanding, and strengthen your advice process.
We’ve assembled a number of our support items in one place.
We hope there’s something here to help make a difference for you!
Tools that support the advice conversation
We build practical apps that replace spreadsheets and manual workarounds, designed specifically for risk advisers.
Structured cover needs calculation – replaces the spreadsheet. Works across life, TPD, income protection and trauma for individuals and couples.
- Life, TPD, IP and trauma cover calculations
- Single and joint client scenarios with linked calculations
- Clean PDF needs analysis report output
During the advice conversation. Run a structured needs analysis in real time with the client – or prepare it ahead of the meeting. Output feeds directly into your SoA documentation and supports your needs methodology disclosure.
Adviser registration and login required
Secure early data collection. Advisers send a short link – clients complete it before the first meeting. Key details, captured cleanly, with minimum fuss.
- Adviser-controlled secure client links
- Short, client-friendly intake form - not a lengthy fact find
- Data exports cleanly into the Needs Calculator
- Designed to minimise sensitive data capture
Before the first meeting. Send the link as part of your pre-meeting process. Client completes it in a few minutes. You arrive to the meeting with clean data already in hand – less rekeying, cleaner conversation.
Adviser registration and login required
Guidance and apportionment calculation for tax deductibility of life insurance premiums – including business-owned and split policies.
- Premium apportionment calculator for mixed-purpose policies
- PDF output suitable for file note and client tax invoice guidance
- Aligned with current ATO and industry guidance
Advice and review conversations. Use the calculator to determine deductible portions of premiums for clients. Generate a PDF output that supports your file notes and provides clear guidance to the client’s accountant.
Risk Hub login required
Illustrate the long-term balance impact of holding insurance premiums inside superannuation – with chart and table output for SoA appendices.
- Side-by-side super balance projection with and without premiums
- Selectable projection periods (5, 10, 20, 30 years)
- Aligned with ASIC RG 276 default assumptions - adviser-adjustable
- Exports as chart + table image for SoA appendix
When recommending insurance inside super. Best interests duty requires you to demonstrate the long-term impact on retirement balance. This tool produces a compliant, professional output – ready to drop into your SoA as an appendix without additional formatting work.
No login required
And there's more on the way!
We’re building tools to reduce rework, improve consistency, and simplify what happens after the strategy is set.
Including:
- Pre-assessments support
- Workflow improvements
- SoA creation
- and more!
Resources You Can Use With Clients
Guides, eBooks and flyers built to support risk advice – things you can hand to clients, share before meetings, or use to start a conversation.
EBOOK
Life Insurance Made Simple
Plain-English guide for Australian consumers. Covers what life insurance is, how to get it, what to look for, and why advice adds value. Suitable to give to clients in support of advice conversations.
FLYERS
Client-friendly flyers
Simple one page flyers on the basics. Covering a variety of topics – from Trauma and child cover, to business covers.
Use them as-is, or have them branded for you.
EXTERNAL SITE
Life Insurance Guide
A growing consumer-facing reference site covering all aspects of life insurance. Educational, independent in tone, and built to support the value of using an adviser.
There is also a subscription-based adviser direcrtory, to help broaden your profile, leverage more content and connect with clients.
And that's just part of the story!
Coming soon will be further client-friendly content – through Risk Hub as well as Life Insurance Guide.
And we have a business insurance ebook on it’s way – to complement our popular Life Insurance Made Simple eBook.
What else would you like to see?
Let us know – we’re always keen to respond to what actually matter (ie makes a real difference).
Does any of this sound familiar?
Common frustrations we hear from advisers – and how we help.
You’re not alone. Most advisers know where they could save time - getting from frustration to practical change is the harder part.
We help you implement a few simple, adviser-safe options that immediately reduce admin, improve client communication, and actually fit your advice process – without needing to become a tech expert.
You might not rely on social media for leads – but your referrals and clients still look you up.
We help tidy up, align, and maintain your digital presence so it reflects the quality of advice you deliver, without you having to think about it week to week.
Agreed. Too much client-facing content is generic, salesy, or hard to trust.
We provide high-quality, compliance-aware content you can use as-is, customise with your brand, or build upon – including guides, flyers, calculators, and explainer tools designed for real conversations.
That might be true – but are you confident it reinforces trust when referrals and existing clients check it?
We offer practical health checks focused on clarity, credibility, and client understanding – then you decide if anything needs improving. No rebuilds. No pressure.
That's exactly what we're building. From needs calculators to client explainers and workflow tools, our focus is on practical support you can use in real advice situations – not shiny demos that don't fit your process.
Not sure where to start?
Here are three connected ways we support you
Strengthen your brand, improve client understanding, and lighten your workload with our suite of tools and services.
PRACTICAL SUPPORT
Risk Hub
A central, trusted place for practical help, saving time and supporting good client conversations.
- Up-to-date insurer PDS links
- Historical PDS library back to 2002
- Risk Conversations & Webinars
- Adviser tools & templates
CLIENT CONNECTION
Life Insurance Guide
Consumer-focused learning site that helps clients understand the fundamentals while positioning advisers as experts.
- Clear product explanations
- Life Insurance Needs Calculator
- Client-friendly guides & FAQs
- Public Adviser Directory
DIGITAL & AI SUPPORT
Digi Sidekick
Practical digital and AI support for risk advisers. Lifting your presence without the fuss.
- Profile optimisation
- Content help
- AI enablement
- Efficiency improvements