LifeRisk Online is a premium subscription platform designed to make life insurance research and comparison easier, faster, and more reliable for advisers.

Built specifically for the Australian risk advice community, it combines product research, premium comparisons, and policy reference tools, helping advisers save time and deliver higher quality advice with confidence.

What It Does

LifeRisk Online provides:

• Product research across all current retail and many closed products (some dating back to 2000)
• Detailed feature analysis for Life, TPD, Trauma, Income Protection, and Business Expenses covers
• Fair Dinkum premium comparisons that use each insurer’s real quote system to ensure accuracy
• Access to PDS extracts and adviser guides for cross-checking definitions and features
• Centralised quoting with the ability to reuse data for new applications without rekeying

The platform is trusted by many advisers and licensees to ensure their recommendations are based on up-to-date, comparable information.

Why Advisers Use It

• Streamlines the process from comparison to application
• Saves hours of manual work each week
• Reduces compliance risk by ensuring products are accurately compared
• Enables better conversations with clients through reliable, evidence-based insights

Product Research Covers

Life Cover: Terminal Illness, Funeral Benefit, Future Insurability, Waiver of Premium
TPD: Own/Any Occupation, Home Duties, Partial TPD
Trauma: Full and partial events, reinstatement, and child cover
Income Protection: Offsets, definitions, waiting periods, and day-one cover
Business Expenses: Key definitions and offsets